Do You Qualify For A Home Loan?

Isn't this one of the biggest questions we have when be begin thinking about a new home?  Most home buyers are looking for the best way to finance their new home purchase.  So, stop just thinking about it and find out more!
Before finding your perfect house, you need to find your perfect financing.  Ask your Real Estate Professional to give you a list of potential lenders. 
Make appointments with as many as you have time to meet.  This will give you a competitive edge and help you see the various options you may have.  Before meeting with them, make a list of questions.  These questions should include 1. What are their closing costs and fees?  2.  What types of loans are available and which loan would be best for you?  3.  Compare Mortgage Rates between each of the companies.  They do differ and you can save yourself some bucks.  4.  What type of down payment is required?  5.  How much cash will you be required to bring to the closing?  (This amount is also affected by items not in the control of the lender)  6.  THE BIG ONE:  How much money do you qualify for?