Finding a Way to Finance Your New Home

So, say you are looking to buy a home but, what about financing? You keep avoiding this step because, lets face it, you are afraid of being turned down or worse, embarrassed! Here's how to tackle it:

1. Start first with the object of educating yourself. This way, no embarrassment, you were just asking!
2. Make an appointment with a reputable loan officer in your area.  Ask for your FREE Washington County, UT list.
3. Come prepared to share with him/her your monthly income, and if you are ready to know more, he/she can check your credit as well. With this information he/she can give you an estimate of the amount you can expect to qualify to borrow and how much if any down payment you will need.
4. Be sure to study the benefits each lender offers, including the interest rate you may qualify for.
5. Make more appointments with other loan officers. Interview each one. Learn how they compare, and decide which one will work for you.

If you are not ready financially to make the step into home ownership, your loan officer can give you tips on how to prepare yourself .

MAKE A PLAN, step by step, to move yourself from just thinking about it, to DOING IT! You'll be glad you did.